Established in 1981 by twin brothers John and George Paxton to provide specialist services in expansion joints, USL have grown in both size and stature. USL has developed into a multi disciplined organisation offering comprehensive service to the construction industry, with the manufacturing, supply and installation of specialist products across a wide spectrum of markets.

The expertise developed in the expansion joint field with Britflex® BEJ and Transflex has been expanded to include the Britdex® MDP\u2122 bridge deck waterproofing as well as the manufacture and supply of specialist construction products through Nufins. More recently this has been extended to the Multi Storey Car Park sector to offer refurbishment and quality deck waterproofing and coating services.

USL's unique divisional structure allows it to provide a complete solution, with packages that can be tailored to the needs of each individual customer. At USL we are continuing to lay the foundations to be a worldwide construction company. In addition to its UK based operations USL has established joint venture partnerships in North America, Singapore, China and Malaysia plus a strong presence in Hong Kong and the Middle east, providing the highest quality services and products on a truly global basis.

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Northern Rock, a specialised mortgage lender, is currently the 5th largest UK mortgage lender and the most cost efficient UK mortgage lender based on key performance ratios.

The company is based in Gosforth, Newcastle upon Tyne, and operates an extensive sales network throughout the UK. Northern Rock offers a broad range of innovative products to meet the needs of most types of mortgage borrower. The bank also provides other services, mainly related to its core activities. These include unsecured personal loans, household insurance and payment protection products.

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